Call reports 2022
BONDUEL STATE BANK — 2022
What BONDUEL STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 98,017,000 | 99,714,000 | 100,898,000 | 100,455,000 |
| Total loans | 36,067,000 | 40,802,000 | 46,669,000 | 50,898,000 |
| Allowance for loan losses | 336,000 | 335,000 | 381,000 | 434,000 |
| Securities available for sale | 32,730,000 | 35,053,000 | 33,637,000 | 33,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,259,000 | 86,471,000 | 88,350,000 | 87,398,000 |
| Interest-bearing deposits | 52,556,000 | 52,005,000 | 57,858,000 | 61,980,000 |
| Noninterest-bearing deposits | 32,703,000 | 34,466,000 | 30,492,000 | 25,418,000 |
| Equity capital | 12,328,000 | 12,805,000 | 12,060,000 | 12,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 545,000 | 1,166,000 | 1,876,000 | 2,642,000 |
| Interest expense | 72,000 | 140,000 | 219,000 | 388,000 |
| Net interest income | 473,000 | 1,026,000 | 1,657,000 | 2,254,000 |
| Noninterest income | 72,000 | 1,186,000 | 1,229,000 | 1,298,000 |
| Noninterest expense | 341,000 | 732,000 | 1,123,000 | 1,540,000 |
| Provision for loan losses | 40,000 | 40,000 | 88,000 | 141,000 |
| Pretax income | 164,000 | 1,440,000 | 1,675,000 | 1,871,000 |
| Income tax | 20,000 | 49,000 | 83,000 | 107,000 |
| Net income | 144,000 | 1,391,000 | 1,592,000 | 1,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,393,000 | 14,509,000 | 14,634,000 | 14,675,000 |
| Total capital | 13,729,000 | 14,844,000 | 15,015,000 | 15,109,000 |
| Risk-weighted assets | 46,963,000 | 50,032,000 | 55,391,000 | 58,782,000 |