Call reports 2021
BONDUEL STATE BANK — 2021
What BONDUEL STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 78,379,000 | 80,580,000 | 93,709,000 | 94,287,000 |
| Total loans | 27,252,000 | 29,819,000 | 32,259,000 | 34,865,000 |
| Allowance for loan losses | 266,000 | 269,000 | 283,000 | 296,000 |
| Securities available for sale | 26,198,000 | 28,854,000 | 30,694,000 | 33,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,228,000 | 65,440,000 | 78,473,000 | 79,955,000 |
| Interest-bearing deposits | 48,238,000 | 48,754,000 | 49,398,000 | 50,477,000 |
| Noninterest-bearing deposits | 14,990,000 | 16,686,000 | 29,075,000 | 29,478,000 |
| Equity capital | 14,591,000 | 14,569,000 | 14,643,000 | 13,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 490,000 | 994,000 | 1,582,000 | 2,119,000 |
| Interest expense | 92,000 | 176,000 | 272,000 | 347,000 |
| Net interest income | 398,000 | 818,000 | 1,310,000 | 1,772,000 |
| Noninterest income | 152,000 | 188,000 | 238,000 | 275,000 |
| Noninterest expense | 340,000 | 714,000 | 1,035,000 | 1,360,000 |
| Provision for loan losses | 2,000 | 5,000 | 19,000 | 36,000 |
| Pretax income | 208,000 | 287,000 | 494,000 | 651,000 |
| Income tax | 29,000 | 22,000 | 54,000 | 65,000 |
| Net income | 179,000 | 265,000 | 440,000 | 586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,138,000 | 14,078,000 | 14,249,000 | 13,457,000 |
| Total capital | 14,404,000 | 14,347,000 | 14,532,000 | 13,753,000 |
| Risk-weighted assets | 36,696,000 | 39,686,000 | 43,750,000 | 45,152,000 |