Call reports 2020
BONDUEL STATE BANK — 2020
What BONDUEL STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 65,070,000 | 67,895,000 | 72,466,000 | 78,352,000 |
| Total loans | 26,209,000 | 27,068,000 | 26,918,000 | 26,896,000 |
| Allowance for loan losses | 245,000 | 253,000 | 260,000 | 264,000 |
| Securities available for sale | 22,638,000 | 22,591,000 | 23,292,000 | 24,320,000 |
| Securities held to maturity | 40,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,024,000 | 52,538,000 | 57,017,000 | 63,157,000 |
| Interest-bearing deposits | 38,168,000 | 38,248,000 | 42,195,000 | 47,560,000 |
| Noninterest-bearing deposits | 11,856,000 | 14,290,000 | 14,822,000 | 15,597,000 |
| Equity capital | 14,359,000 | 14,582,000 | 14,663,000 | 14,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 537,000 | 1,054,000 | 1,573,000 | 2,064,000 |
| Interest expense | 88,000 | 179,000 | 279,000 | 388,000 |
| Net interest income | 449,000 | 875,000 | 1,294,000 | 1,676,000 |
| Noninterest income | 297,000 | 330,000 | 367,000 | 409,000 |
| Noninterest expense | 267,000 | 579,000 | 887,000 | 1,240,000 |
| Provision for loan losses | 2,000 | 10,000 | 17,000 | 21,000 |
| Pretax income | 477,000 | 616,000 | 757,000 | 824,000 |
| Income tax | 101,000 | 109,000 | 114,000 | 101,000 |
| Net income | 376,000 | 507,000 | 643,000 | 723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,982,000 | 13,968,000 | 14,023,000 | 13,958,000 |
| Total capital | 14,227,000 | 14,221,000 | 14,283,000 | 14,222,000 |
| Risk-weighted assets | 33,284,000 | 34,629,000 | 35,310,000 | 36,681,000 |