Call reports 2016
BONDUEL STATE BANK — 2016
What BONDUEL STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 58,951,000 | 57,016,000 | 55,435,000 | 57,420,000 |
| Total loans | 15,421,000 | 14,830,000 | 16,167,000 | 16,016,000 |
| Allowance for loan losses | 224,000 | 223,000 | 223,000 | 228,000 |
| Securities available for sale | 5,833,000 | 5,856,000 | 5,053,000 | 4,946,000 |
| Securities held to maturity | 20,141,000 | 20,201,000 | 20,302,000 | 20,279,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,224,000 | 44,285,000 | 42,535,000 | 44,604,000 |
| Interest-bearing deposits | 37,338,000 | 33,799,000 | 32,438,000 | 34,336,000 |
| Noninterest-bearing deposits | 8,886,000 | 10,486,000 | 10,097,000 | 10,268,000 |
| Equity capital | 12,353,000 | 12,347,000 | 12,500,000 | 12,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 768,000 | 1,170,000 | 1,569,000 |
| Interest expense | 41,000 | 85,000 | 128,000 | 171,000 |
| Net interest income | 341,000 | 683,000 | 1,042,000 | 1,398,000 |
| Noninterest income | 50,000 | 98,000 | 152,000 | 194,000 |
| Noninterest expense | 210,000 | 441,000 | 676,000 | 903,000 |
| Provision for loan losses | 0 | 8,000 | 8,000 | 13,000 |
| Pretax income | 181,000 | 332,000 | 510,000 | 676,000 |
| Income tax | 25,000 | 39,000 | 62,000 | 81,000 |
| Net income | 156,000 | 293,000 | 448,000 | 595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,321,000 | 12,311,000 | 12,467,000 | 12,466,000 |
| Total capital | 12,545,000 | 12,534,000 | 12,690,000 | 12,694,000 |
| Risk-weighted assets | 22,366,000 | 21,199,000 | 22,226,000 | 22,680,000 |