Call reports 2015
BONDUEL STATE BANK — 2015
What BONDUEL STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 53,328,000 | 52,102,000 | 52,253,000 | 55,239,000 |
| Total loans | 15,806,000 | 15,562,000 | 16,228,000 | 15,012,000 |
| Allowance for loan losses | 214,000 | 214,000 | 214,000 | 224,000 |
| Securities available for sale | 5,582,000 | 5,746,000 | 5,791,000 | 5,581,000 |
| Securities held to maturity | 20,102,000 | 19,957,000 | 20,080,000 | 19,762,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,871,000 | 39,706,000 | 39,679,000 | 42,692,000 |
| Interest-bearing deposits | 31,695,000 | 30,676,000 | 30,958,000 | 33,201,000 |
| Noninterest-bearing deposits | 9,176,000 | 9,030,000 | 8,721,000 | 9,491,000 |
| Equity capital | 12,053,000 | 12,017,000 | 12,193,000 | 12,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 393,000 | 790,000 | 1,191,000 | 1,586,000 |
| Interest expense | 36,000 | 72,000 | 109,000 | 146,000 |
| Net interest income | 357,000 | 718,000 | 1,082,000 | 1,440,000 |
| Noninterest income | 43,000 | 80,000 | 124,000 | 167,000 |
| Noninterest expense | 234,000 | 473,000 | 711,000 | 953,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 166,000 | 325,000 | 495,000 | 644,000 |
| Income tax | 20,000 | 38,000 | 59,000 | 74,000 |
| Net income | 146,000 | 287,000 | 436,000 | 570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,032,000 | 12,029,000 | 12,178,000 | 12,166,000 |
| Total capital | 12,246,000 | 12,243,000 | 12,392,000 | 12,390,000 |
| Risk-weighted assets | 22,131,000 | 21,582,000 | 22,539,000 | 21,798,000 |