Call reports 2014
BONDUEL STATE BANK — 2014
What BONDUEL STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 52,641,000 | 53,390,000 | 53,223,000 | 53,665,000 |
| Total loans | 15,508,000 | 15,751,000 | 15,807,000 | 16,367,000 |
| Allowance for loan losses | 199,000 | 204,000 | 209,000 | 214,000 |
| Securities available for sale | 5,514,000 | 5,287,000 | 5,306,000 | 5,238,000 |
| Securities held to maturity | 19,614,000 | 19,697,000 | 19,518,000 | 19,603,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,550,000 | 41,278,000 | 40,949,000 | 41,379,000 |
| Interest-bearing deposits | 32,168,000 | 32,287,000 | 31,776,000 | 32,373,000 |
| Noninterest-bearing deposits | 8,382,000 | 8,991,000 | 9,173,000 | 9,006,000 |
| Equity capital | 11,653,000 | 11,688,000 | 11,852,000 | 11,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 416,000 | 827,000 | 1,239,000 | 1,661,000 |
| Interest expense | 39,000 | 76,000 | 113,000 | 149,000 |
| Net interest income | 377,000 | 751,000 | 1,126,000 | 1,512,000 |
| Noninterest income | 58,000 | 110,000 | 144,000 | 185,000 |
| Noninterest expense | 229,000 | 459,000 | 688,000 | 929,000 |
| Provision for loan losses | 0 | 5,000 | 10,000 | 15,000 |
| Pretax income | 206,000 | 397,000 | 572,000 | 753,000 |
| Income tax | 29,000 | 55,000 | 77,000 | 101,000 |
| Net income | 177,000 | 342,000 | 495,000 | 652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,711,000 | 11,732,000 | 11,884,000 | 11,894,000 |
| Total capital | 11,910,000 | 11,936,000 | 12,093,000 | 12,108,000 |
| Risk-weighted assets | 21,682,000 | 22,165,000 | 22,196,000 | 22,432,000 |