Call reports 2013
BONDUEL STATE BANK — 2013
What BONDUEL STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 52,094,000 | 51,318,000 | 52,276,000 | 52,512,000 |
| Total loans | 14,586,000 | 14,868,000 | 15,205,000 | 16,069,000 |
| Allowance for loan losses | 177,000 | 188,000 | 188,000 | 198,000 |
| Securities available for sale | 5,510,000 | 5,865,000 | 5,475,000 | 5,475,000 |
| Securities held to maturity | 18,942,000 | 19,244,000 | 19,197,000 | 19,460,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,259,000 | 39,526,000 | 40,355,000 | 40,586,000 |
| Interest-bearing deposits | 32,447,000 | 31,288,000 | 32,167,000 | 32,000,000 |
| Noninterest-bearing deposits | 7,812,000 | 8,238,000 | 8,188,000 | 8,586,000 |
| Equity capital | 11,358,000 | 11,322,000 | 11,439,000 | 11,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 411,000 | 804,000 | 1,218,000 | 1,642,000 |
| Interest expense | 50,000 | 95,000 | 138,000 | 177,000 |
| Net interest income | 361,000 | 709,000 | 1,080,000 | 1,465,000 |
| Noninterest income | 48,000 | 92,000 | 139,000 | 179,000 |
| Noninterest expense | 234,000 | 422,000 | 645,000 | 879,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 20,000 |
| Pretax income | 175,000 | 369,000 | 564,000 | 745,000 |
| Income tax | 19,000 | 42,000 | 66,000 | 87,000 |
| Net income | 156,000 | 327,000 | 498,000 | 658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,322,000 | 11,349,000 | 11,520,000 | 11,533,000 |
| Total capital | 11,499,000 | 11,537,000 | 11,708,000 | 11,731,000 |
| Risk-weighted assets | 19,519,000 | 19,895,000 | 21,096,000 | 22,294,000 |