Call reports 2012
BONDUEL STATE BANK — 2012
What BONDUEL STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 50,654,000 | 50,010,000 | 49,904,000 | 50,730,000 |
| Total loans | 14,949,000 | 14,881,000 | 15,186,000 | 15,098,000 |
| Allowance for loan losses | 125,000 | 156,000 | 166,000 | 176,000 |
| Securities available for sale | 4,083,000 | 5,921,000 | 6,025,000 | 5,405,000 |
| Securities held to maturity | 18,575,000 | 17,864,000 | 18,177,000 | 18,585,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,121,000 | 38,471,000 | 38,202,000 | 39,015,000 |
| Interest-bearing deposits | 31,667,000 | 30,908,000 | 30,577,000 | 31,338,000 |
| Noninterest-bearing deposits | 7,454,000 | 7,563,000 | 7,625,000 | 7,677,000 |
| Equity capital | 11,030,000 | 11,038,000 | 11,188,000 | 11,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 874,000 | 1,311,000 | 1,739,000 |
| Interest expense | 68,000 | 131,000 | 189,000 | 242,000 |
| Net interest income | 376,000 | 743,000 | 1,122,000 | 1,497,000 |
| Noninterest income | 42,000 | 85,000 | 120,000 | 171,000 |
| Noninterest expense | 232,000 | 474,000 | 702,000 | 925,000 |
| Provision for loan losses | 10,000 | 20,000 | 30,000 | 40,000 |
| Pretax income | 176,000 | 334,000 | 510,000 | 703,000 |
| Income tax | 22,000 | 38,000 | 63,000 | 83,000 |
| Net income | 154,000 | 296,000 | 447,000 | 620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,990,000 | 10,988,000 | 11,140,000 | 11,167,000 |
| Total capital | 11,115,000 | 11,144,000 | 11,306,000 | 11,343,000 |
| Risk-weighted assets | 19,536,000 | 19,619,000 | 20,045,000 | 20,026,000 |