Call reports 2011
BONDUEL STATE BANK — 2011
What BONDUEL STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 49,480,000 | 48,526,000 | 47,791,000 | 48,369,000 |
| Total loans | 15,365,000 | 15,522,000 | 15,941,000 | 15,260,000 |
| Allowance for loan losses | 206,000 | 217,000 | 218,000 | 214,000 |
| Securities available for sale | 5,123,000 | 3,855,000 | 3,551,000 | 3,711,000 |
| Securities held to maturity | 18,254,000 | 18,676,000 | 18,707,000 | 18,453,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,650,000 | 36,711,000 | 35,817,000 | 37,016,000 |
| Interest-bearing deposits | 31,054,000 | 30,187,000 | 29,402,000 | 30,504,000 |
| Noninterest-bearing deposits | 6,596,000 | 6,524,000 | 6,415,000 | 6,512,000 |
| Equity capital | 11,346,000 | 11,346,000 | 11,499,000 | 10,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 473,000 | 929,000 | 1,394,000 | 1,849,000 |
| Interest expense | 82,000 | 160,000 | 232,000 | 300,000 |
| Net interest income | 391,000 | 769,000 | 1,162,000 | 1,549,000 |
| Noninterest income | 39,000 | 76,000 | 115,000 | 167,000 |
| Noninterest expense | 272,000 | 534,000 | 788,000 | 1,055,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 25,000 |
| Pretax income | 158,000 | 301,000 | 479,000 | 636,000 |
| Income tax | 4,000 | 3,000 | 17,000 | 23,000 |
| Net income | 154,000 | 298,000 | 462,000 | 613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,311,000 | 11,302,000 | 11,454,000 | 10,837,000 |
| Total capital | 11,517,000 | 11,519,000 | 11,672,000 | 11,051,000 |
| Risk-weighted assets | 19,738,000 | 19,583,000 | 19,895,000 | 19,467,000 |