Call reports 2010
BONDUEL STATE BANK — 2010
What BONDUEL STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 48,793,000 | 48,220,000 | 47,657,000 | 49,900,000 |
| Total loans | 14,634,000 | 14,442,000 | 15,467,000 | 15,258,000 |
| Allowance for loan losses | 250,000 | 241,000 | 243,000 | 245,000 |
| Securities available for sale | 4,843,000 | 6,892,000 | 4,842,000 | 4,689,000 |
| Securities held to maturity | 17,760,000 | 17,042,000 | 18,323,000 | 18,469,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,343,000 | 36,744,000 | 36,027,000 | 38,246,000 |
| Interest-bearing deposits | 31,309,000 | 30,591,000 | 30,372,000 | 31,155,000 |
| Noninterest-bearing deposits | 6,034,000 | 6,153,000 | 5,655,000 | 7,091,000 |
| Equity capital | 11,015,000 | 11,016,000 | 11,162,000 | 11,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 496,000 | 994,000 | 1,485,000 | 1,980,000 |
| Interest expense | 114,000 | 221,000 | 318,000 | 405,000 |
| Net interest income | 382,000 | 773,000 | 1,167,000 | 1,575,000 |
| Noninterest income | 36,000 | 66,000 | 102,000 | 150,000 |
| Noninterest expense | 262,000 | 519,000 | 783,000 | 1,043,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 156,000 | 320,000 | 486,000 | 682,000 |
| Income tax | 9,000 | 26,000 | 41,000 | 64,000 |
| Net income | 147,000 | 294,000 | 445,000 | 618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,996,000 | 10,986,000 | 11,137,000 | 11,156,000 |
| Total capital | 11,240,000 | 11,227,000 | 11,380,000 | 11,401,000 |
| Risk-weighted assets | 19,511,000 | 19,341,000 | 19,945,000 | 20,318,000 |