Call reports 2008
BONDUEL STATE BANK — 2008
What BONDUEL STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 49,712,000 | 47,042,000 | 48,307,000 | 48,947,000 |
| Total loans | 16,244,000 | 15,286,000 | 15,662,000 | 15,851,000 |
| Allowance for loan losses | 314,000 | 312,000 | 313,000 | 314,000 |
| Securities available for sale | 4,501,000 | 3,230,000 | 3,485,000 | 3,558,000 |
| Securities held to maturity | 14,790,000 | 17,207,000 | 17,892,000 | 18,662,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,876,000 | 36,262,000 | 37,355,000 | 37,935,000 |
| Interest-bearing deposits | 32,739,000 | 29,953,000 | 31,383,000 | 31,757,000 |
| Noninterest-bearing deposits | 6,137,000 | 6,309,000 | 5,972,000 | 6,178,000 |
| Equity capital | 10,323,000 | 10,314,000 | 10,488,000 | 10,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 637,000 | 1,237,000 | 1,826,000 | 2,405,000 |
| Interest expense | 258,000 | 468,000 | 665,000 | 858,000 |
| Net interest income | 379,000 | 769,000 | 1,161,000 | 1,547,000 |
| Noninterest income | 57,000 | 108,000 | 160,000 | 237,000 |
| Noninterest expense | 259,000 | 504,000 | 744,000 | 972,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 177,000 | 373,000 | 577,000 | 812,000 |
| Income tax | 30,000 | 63,000 | 95,000 | 137,000 |
| Net income | 147,000 | 310,000 | 482,000 | 675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,300,000 | 10,307,000 | 10,476,000 | 10,520,000 |
| Total capital | 10,572,000 | 10,564,000 | 10,738,000 | 10,783,000 |
| Risk-weighted assets | 21,720,000 | 20,484,000 | 20,926,000 | 21,011,000 |