Call reports 2007
BONDUEL STATE BANK — 2007
What BONDUEL STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 46,462,000 | 45,771,000 | 45,195,000 | 47,805,000 |
| Total loans | 16,386,000 | 16,591,000 | 16,856,000 | 16,439,000 |
| Allowance for loan losses | 307,000 | 315,000 | 315,000 | 316,000 |
| Securities available for sale | 2,953,000 | 3,274,000 | 3,473,000 | 3,288,000 |
| Securities held to maturity | 16,793,000 | 16,882,000 | 16,361,000 | 15,722,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,028,000 | 35,410,000 | 34,599,000 | 37,164,000 |
| Interest-bearing deposits | 30,496,000 | 29,683,000 | 28,407,000 | 30,795,000 |
| Noninterest-bearing deposits | 5,532,000 | 5,727,000 | 6,192,000 | 6,369,000 |
| Equity capital | 9,947,000 | 9,933,000 | 10,133,000 | 10,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 642,000 | 1,290,000 | 1,954,000 | 2,617,000 |
| Interest expense | 246,000 | 491,000 | 734,000 | 982,000 |
| Net interest income | 396,000 | 799,000 | 1,220,000 | 1,635,000 |
| Noninterest income | 54,000 | 98,000 | 143,000 | 187,000 |
| Noninterest expense | 233,000 | 504,000 | 732,000 | 961,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 217,000 | 393,000 | 631,000 | 861,000 |
| Income tax | 52,000 | 82,000 | 133,000 | 183,000 |
| Net income | 165,000 | 311,000 | 498,000 | 678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,946,000 | 9,940,000 | 10,127,000 | 10,152,000 |
| Total capital | 10,209,000 | 10,202,000 | 10,391,000 | 10,420,000 |
| Risk-weighted assets | 21,018,000 | 20,948,000 | 21,092,000 | 21,431,000 |