Call reports 2006
BONDUEL STATE BANK — 2006
What BONDUEL STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 44,613,000 | 46,662,000 | 45,003,000 | 45,666,000 |
| Total loans | 16,370,000 | 16,681,000 | 16,684,000 | 16,310,000 |
| Allowance for loan losses | 325,000 | 314,000 | 322,000 | 317,000 |
| Securities available for sale | 1,967,000 | 1,899,000 | 3,086,000 | 3,080,000 |
| Securities held to maturity | 16,573,000 | 16,854,000 | 16,489,000 | 16,638,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,004,000 | 35,962,000 | 34,427,000 | 35,017,000 |
| Interest-bearing deposits | 28,318,000 | 29,938,000 | 28,960,000 | 29,080,000 |
| Noninterest-bearing deposits | 5,686,000 | 6,024,000 | 5,467,000 | 5,937,000 |
| Equity capital | 10,196,000 | 10,206,000 | 10,110,000 | 10,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 568,000 | 1,170,000 | 1,802,000 | 2,447,000 |
| Interest expense | 176,000 | 368,000 | 589,000 | 822,000 |
| Net interest income | 392,000 | 802,000 | 1,213,000 | 1,625,000 |
| Noninterest income | 50,000 | 115,000 | 194,000 | 247,000 |
| Noninterest expense | 238,000 | 484,000 | 728,000 | 945,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 204,000 | 433,000 | 679,000 | 927,000 |
| Income tax | 36,000 | 89,000 | 139,000 | 193,000 |
| Net income | 168,000 | 344,000 | 540,000 | 734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,206,000 | 10,225,000 | 10,108,000 | 10,141,000 |
| Total capital | 10,466,000 | 10,493,000 | 10,364,000 | 10,401,000 |
| Risk-weighted assets | 20,701,000 | 21,387,000 | 20,426,000 | 20,730,000 |