Call reports 2005
BONDUEL STATE BANK — 2005
What BONDUEL STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 47,426,000 | 43,927,000 | 44,175,000 | 45,118,000 |
| Total loans | 15,770,000 | 15,711,000 | 16,206,000 | 16,072,000 |
| Allowance for loan losses | 349,000 | 350,000 | 351,000 | 354,000 |
| Securities available for sale | 1,043,000 | 1,046,000 | 1,140,000 | 1,132,000 |
| Securities held to maturity | 16,951,000 | 17,586,000 | 16,871,000 | 16,213,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,264,000 | 33,714,000 | 33,755,000 | 34,664,000 |
| Interest-bearing deposits | 31,123,000 | 28,058,000 | 28,190,000 | 28,697,000 |
| Noninterest-bearing deposits | 6,141,000 | 5,656,000 | 5,565,000 | 5,967,000 |
| Equity capital | 9,846,000 | 9,868,000 | 10,038,000 | 10,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 487,000 | 989,000 | 1,507,000 | 2,055,000 |
| Interest expense | 115,000 | 234,000 | 366,000 | 520,000 |
| Net interest income | 372,000 | 755,000 | 1,141,000 | 1,535,000 |
| Noninterest income | 55,000 | 119,000 | 180,000 | 234,000 |
| Noninterest expense | 232,000 | 469,000 | 700,000 | 935,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 195,000 | 405,000 | 621,000 | 834,000 |
| Income tax | 29,000 | 66,000 | 109,000 | 150,000 |
| Net income | 166,000 | 339,000 | 512,000 | 684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,853,000 | 9,868,000 | 10,041,000 | 10,056,000 |
| Total capital | 10,113,000 | 10,121,000 | 10,297,000 | 10,316,000 |
| Risk-weighted assets | 20,739,000 | 20,137,000 | 20,420,000 | 20,717,000 |