Call reports 2003
BONDUEL STATE BANK — 2003
What BONDUEL STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 43,994,000 | 44,408,000 | 45,468,000 | 45,096,000 |
| Total loans | 14,878,000 | 14,209,000 | 14,382,000 | 14,428,000 |
| Allowance for loan losses | 337,000 | 337,000 | 338,000 | 340,000 |
| Securities available for sale | 1,427,000 | 893,000 | 1,104,000 | 1,236,000 |
| Securities held to maturity | 16,333,000 | 16,068,000 | 17,390,000 | 17,020,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,674,000 | 35,101,000 | 36,030,000 | 35,602,000 |
| Interest-bearing deposits | 30,398,000 | 30,282,000 | 31,222,000 | 30,408,000 |
| Noninterest-bearing deposits | 4,276,000 | 4,819,000 | 4,808,000 | 5,194,000 |
| Equity capital | 9,134,000 | 9,136,000 | 9,287,000 | 9,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 511,000 | 1,010,000 | 1,483,000 | 1,966,000 |
| Interest expense | 166,000 | 321,000 | 454,000 | 583,000 |
| Net interest income | 345,000 | 689,000 | 1,029,000 | 1,383,000 |
| Noninterest income | 189,000 | 248,000 | 296,000 | 344,000 |
| Noninterest expense | 227,000 | 448,000 | 664,000 | 857,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 307,000 | 489,000 | 661,000 | 870,000 |
| Income tax | 27,000 | 51,000 | 63,000 | 65,000 |
| Net income | 280,000 | 438,000 | 598,000 | 805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,117,000 | 9,122,000 | 9,282,000 | 9,327,000 |
| Total capital | 9,357,000 | 9,358,000 | 9,524,000 | 9,571,000 |
| Risk-weighted assets | 19,113,000 | 18,769,000 | 19,224,000 | 19,389,000 |