Call reports 2002
BONDUEL STATE BANK — 2002
What BONDUEL STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 42,988,000 | 42,371,000 | 43,711,000 | 43,558,000 |
| Total loans | 14,805,000 | 15,207,000 | 15,612,000 | 14,826,000 |
| Allowance for loan losses | 222,000 | 222,000 | 222,000 | 213,000 |
| Securities available for sale | 2,552,000 | 2,379,000 | 1,937,000 | 1,663,000 |
| Securities held to maturity | 18,007,000 | 17,993,000 | 17,838,000 | 17,554,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,218,000 | 33,545,000 | 34,750,000 | 34,606,000 |
| Interest-bearing deposits | 29,998,000 | 29,044,000 | 29,736,000 | 29,628,000 |
| Noninterest-bearing deposits | 4,220,000 | 4,501,000 | 5,014,000 | 4,978,000 |
| Equity capital | 8,603,000 | 8,666,000 | 8,797,000 | 8,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 562,000 | 1,116,000 | 1,676,000 | 2,206,000 |
| Interest expense | 242,000 | 463,000 | 668,000 | 848,000 |
| Net interest income | 320,000 | 653,000 | 1,008,000 | 1,358,000 |
| Noninterest income | 48,000 | 98,000 | 149,000 | 207,000 |
| Noninterest expense | 234,000 | 422,000 | 685,000 | 892,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 134,000 | 329,000 | 472,000 | 674,000 |
| Income tax | -21,000 | -11,000 | -1,000 | 15,000 |
| Net income | 155,000 | 340,000 | 473,000 | 659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,607,000 | 8,643,000 | 8,776,000 | 8,810,000 |
| Total capital | 8,829,000 | 8,865,000 | 8,998,000 | 9,023,000 |
| Risk-weighted assets | 18,720,000 | 19,096,000 | 19,439,000 | 19,230,000 |