Call reports 2004
LINCOLN TRUST COMPANY — 2004
What LINCOLN TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 374,673,000 | 358,720,000 | 384,729,000 | 383,629,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 353,081,000 | 313,026,000 | 292,328,000 | 272,465,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,807,000 | 315,175,000 | 339,843,000 | 345,014,000 |
| Interest-bearing deposits | 301,807,000 | 315,175,000 | 339,843,000 | 345,014,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 38,995,000 | 39,932,000 | 40,735,000 | 33,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,730,000 | 7,689,000 | 11,363,000 | 15,182,000 |
| Interest expense | 212,000 | 430,000 | 675,000 | 970,000 |
| Net interest income | 3,518,000 | 7,259,000 | 10,688,000 | 14,212,000 |
| Noninterest income | 1,731,000 | 3,299,000 | 4,820,000 | 6,371,000 |
| Noninterest expense | 3,442,000 | 7,214,000 | 10,849,000 | 14,107,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,846,000 | 3,383,000 | 4,698,000 | 6,586,000 |
| Income tax | 720,000 | 1,320,000 | 1,832,000 | 2,569,000 |
| Net income | 1,126,000 | 2,063,000 | 2,866,000 | 4,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,995,000 | 39,636,000 | 40,376,000 | 33,541,000 |
| Total capital | 38,995,000 | 39,636,000 | 40,376,000 | 33,541,000 |
| Risk-weighted assets | 91,561,000 | 107,393,000 | 149,605,000 | 164,706,000 |