Call reports 2016
CATTLEMENS BANK — 2016
What CATTLEMENS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 189,888,000 | 191,026,000 | 204,264,000 | 212,604,000 |
| Total loans | 173,190,000 | 174,949,000 | 189,157,000 | 196,538,000 |
| Allowance for loan losses | 1,392,000 | 1,472,000 | 1,547,000 | 1,431,000 |
| Securities available for sale | 2,317,000 | 2,337,000 | 2,174,000 | 1,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,376,000 | 172,716,000 | 184,051,000 | 190,413,000 |
| Interest-bearing deposits | 144,989,000 | 145,821,000 | 158,131,000 | 162,499,000 |
| Noninterest-bearing deposits | 25,387,000 | 26,895,000 | 25,920,000 | 27,914,000 |
| Equity capital | 15,283,000 | 15,984,000 | 17,196,000 | 17,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,602,000 | 5,244,000 | 8,029,000 | 10,939,000 |
| Interest expense | 274,000 | 563,000 | 873,000 | 1,203,000 |
| Net interest income | 2,328,000 | 4,681,000 | 7,156,000 | 9,736,000 |
| Noninterest income | 226,000 | 728,000 | 932,000 | 1,112,000 |
| Noninterest expense | 1,728,000 | 3,328,000 | 4,978,000 | 6,968,000 |
| Provision for loan losses | 81,000 | 162,000 | 244,000 | 326,000 |
| Pretax income | 745,000 | 1,919,000 | 2,866,000 | 3,554,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 745,000 | 1,919,000 | 2,866,000 | 3,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,248,000 | 15,942,000 | 17,152,000 | 17,417,000 |
| Total capital | 16,640,000 | 17,414,000 | 18,699,000 | 18,848,000 |
| Risk-weighted assets | 155,209,000 | 156,073,000 | 165,932,000 | 172,174,000 |