Call reports 2015
CATTLEMENS BANK — 2015
What CATTLEMENS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 169,453,000 | 175,362,000 | 174,305,000 | 187,177,000 |
| Total loans | 148,593,000 | 152,281,000 | 158,701,000 | 170,695,000 |
| Allowance for loan losses | 1,123,000 | 1,193,000 | 1,259,000 | 1,324,000 |
| Securities available for sale | 4,980,000 | 4,299,000 | 2,584,000 | 2,428,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,011,000 | 158,989,000 | 155,051,000 | 163,632,000 |
| Interest-bearing deposits | 126,321,000 | 129,017,000 | 127,040,000 | 135,148,000 |
| Noninterest-bearing deposits | 27,690,000 | 29,972,000 | 28,011,000 | 28,484,000 |
| Equity capital | 13,530,000 | 14,056,000 | 14,395,000 | 14,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,264,000 | 4,604,000 | 6,959,000 | 9,509,000 |
| Interest expense | 210,000 | 425,000 | 649,000 | 905,000 |
| Net interest income | 2,054,000 | 4,179,000 | 6,310,000 | 8,604,000 |
| Noninterest income | 153,000 | 607,000 | 784,000 | 987,000 |
| Noninterest expense | 1,689,000 | 3,315,000 | 4,898,000 | 6,665,000 |
| Provision for loan losses | 79,000 | 160,000 | 242,000 | 324,000 |
| Pretax income | 439,000 | 1,311,000 | 1,954,000 | 2,602,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 439,000 | 1,311,000 | 1,954,000 | 2,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,478,000 | 14,010,000 | 14,355,000 | 14,771,000 |
| Total capital | 14,601,000 | 15,203,000 | 15,614,000 | 16,095,000 |
| Risk-weighted assets | 137,576,000 | 139,337,000 | 142,951,000 | 154,319,000 |