Call reports 2012
CATTLEMENS BANK — 2012
What CATTLEMENS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 132,461,000 | 140,193,000 | 136,327,000 | 140,152,000 |
| Total loans | 117,852,000 | 118,663,000 | 119,304,000 | 119,320,000 |
| Allowance for loan losses | 798,000 | 831,000 | 764,000 | 712,000 |
| Securities available for sale | 3,064,000 | 3,355,000 | 4,077,000 | 4,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,294,000 | 127,653,000 | 123,147,000 | 127,294,000 |
| Interest-bearing deposits | 97,902,000 | 102,049,000 | 101,902,000 | 102,467,000 |
| Noninterest-bearing deposits | 22,392,000 | 25,604,000 | 21,245,000 | 24,827,000 |
| Equity capital | 10,668,000 | 11,117,000 | 11,335,000 | 11,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,129,000 | 4,050,000 | 6,002,000 | 8,008,000 |
| Interest expense | 229,000 | 453,000 | 672,000 | 890,000 |
| Net interest income | 1,900,000 | 3,597,000 | 5,330,000 | 7,118,000 |
| Noninterest income | 120,000 | 315,000 | 503,000 | 717,000 |
| Noninterest expense | 1,540,000 | 2,761,000 | 4,121,000 | 5,681,000 |
| Provision for loan losses | 20,000 | 48,000 | 77,000 | 105,000 |
| Pretax income | 460,000 | 1,103,000 | 1,636,000 | 2,050,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 460,000 | 1,103,000 | 1,636,000 | 2,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,587,000 | 11,025,000 | 11,236,000 | 11,418,000 |
| Total capital | 11,386,000 | 11,856,000 | 12,000,000 | 12,130,000 |
| Risk-weighted assets | 108,521,000 | 111,883,000 | 111,198,000 | 109,985,000 |