Call reports 2007
CATTLEMENS BANK — 2007
What CATTLEMENS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 110,860,000 | 105,876,000 | 108,206,000 | 113,839,000 |
| Total loans | 98,121,000 | 92,028,000 | 93,223,000 | 97,167,000 |
| Allowance for loan losses | 887,000 | 903,000 | 772,000 | 868,000 |
| Securities available for sale | 802,000 | 793,000 | 1,779,000 | 1,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,566,000 | 91,731,000 | 93,169,000 | 99,445,000 |
| Interest-bearing deposits | 78,189,000 | 77,929,000 | 79,036,000 | 81,618,000 |
| Noninterest-bearing deposits | 13,377,000 | 13,802,000 | 14,134,000 | 17,827,000 |
| Equity capital | 8,149,000 | 7,674,000 | 8,008,000 | 7,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,280,000 | 4,540,000 | 6,835,000 | 9,102,000 |
| Interest expense | 1,054,000 | 2,025,000 | 2,968,000 | 3,916,000 |
| Net interest income | 1,226,000 | 2,515,000 | 3,867,000 | 5,186,000 |
| Noninterest income | 243,000 | 132,000 | 618,000 | 897,000 |
| Noninterest expense | 1,142,000 | 2,249,000 | 3,441,000 | 4,736,000 |
| Provision for loan losses | 14,000 | 142,000 | 244,000 | 984,000 |
| Pretax income | 313,000 | 256,000 | 800,000 | 363,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 313,000 | 256,000 | 800,000 | 363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,160,000 | 7,688,000 | 8,015,000 | 7,964,000 |
| Total capital | 9,047,000 | 8,591,000 | 8,787,000 | 8,832,000 |
| Risk-weighted assets | 95,214,000 | 90,380,000 | 92,570,000 | 95,464,000 |