Call reports 2002
CATTLEMENS BANK — 2002
What CATTLEMENS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 72,824,000 | 72,286,000 | 78,553,000 | 85,900,000 |
| Total loans | 64,381,000 | 64,222,000 | 69,700,000 | 76,504,000 |
| Allowance for loan losses | 462,000 | 557,000 | 595,000 | 569,000 |
| Securities available for sale | 760,000 | 484,000 | 465,000 | 447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,890,000 | 49,429,000 | 54,145,000 | 59,703,000 |
| Interest-bearing deposits | 40,162,000 | 40,649,000 | 44,741,000 | 50,428,000 |
| Noninterest-bearing deposits | 8,728,000 | 8,780,000 | 9,404,000 | 9,275,000 |
| Equity capital | 5,335,000 | 7,191,000 | 6,951,000 | 6,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,323,000 | 2,718,000 | 4,134,000 | 5,609,000 |
| Interest expense | 477,000 | 948,000 | 1,423,000 | 1,928,000 |
| Net interest income | 846,000 | 1,770,000 | 2,711,000 | 3,681,000 |
| Noninterest income | 285,000 | 624,000 | 960,000 | 1,076,000 |
| Noninterest expense | 708,000 | 1,510,000 | 2,328,000 | 3,180,000 |
| Provision for loan losses | 4,000 | 302,000 | 961,000 | 1,084,000 |
| Pretax income | 419,000 | 582,000 | 382,000 | 493,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 419,000 | 582,000 | 382,000 | 493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,319,000 | 7,177,000 | 6,939,000 | 6,934,000 |
| Total capital | 5,781,000 | 7,734,000 | 7,534,000 | 7,503,000 |
| Risk-weighted assets | 60,755,000 | 61,612,000 | 66,322,000 | 71,127,000 |