Call reports 2014
BANK OF KENTUCKY, INCORPORATED, THE — 2014
What BANK OF KENTUCKY, INCORPORATED, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,858,292,000 | 1,856,814,000 | 1,825,493,000 | 1,930,114,000 |
| Total loans | 1,268,111,000 | 1,276,589,000 | 1,281,813,000 | 1,261,161,000 |
| Allowance for loan losses | 16,349,000 | 16,334,000 | 15,941,000 | 14,639,000 |
| Securities available for sale | 321,677,000 | 324,454,000 | 311,560,000 | 301,138,000 |
| Securities held to maturity | 74,804,000 | 75,738,000 | 76,405,000 | 73,629,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,586,607,000 | 1,575,444,000 | 1,509,898,000 | 1,619,665,000 |
| Interest-bearing deposits | 1,232,242,000 | 1,202,575,000 | 1,160,858,000 | 1,246,047,000 |
| Noninterest-bearing deposits | 354,364,000 | 372,869,000 | 349,040,000 | 373,618,000 |
| Equity capital | 204,813,000 | 210,435,000 | 213,907,000 | 218,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 14,929,000 | 30,029,000 | 45,231,000 | 60,412,000 |
| Interest expense | 971,000 | 1,996,000 | 3,079,000 | 4,185,000 |
| Net interest income | 13,958,000 | 28,033,000 | 42,152,000 | 56,227,000 |
| Noninterest income | 5,583,000 | 11,571,000 | 17,224,000 | 22,848,000 |
| Noninterest expense | 11,905,000 | 23,857,000 | 35,948,000 | 48,700,000 |
| Provision for loan losses | 900,000 | 1,900,000 | 2,200,000 | 2,200,000 |
| Pretax income | 6,736,000 | 14,152,000 | 21,533,000 | 28,480,000 |
| Income tax | 1,919,000 | 4,081,000 | 6,230,000 | 8,218,000 |
| Net income | 4,817,000 | 10,071,000 | 15,303,000 | 20,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 178,908,000 | 183,281,000 | 187,232,000 | 190,807,000 |
| Total capital | 207,257,000 | 211,615,000 | 215,173,000 | 217,446,000 |
| Risk-weighted assets | 1,548,685,000 | 1,552,760,000 | 1,561,023,000 | 1,573,286,000 |