Call reports 2002
BANK OF KENTUCKY, INCORPORATED, THE — 2002
What BANK OF KENTUCKY, INCORPORATED, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 509,551,000 | 534,607,000 | 553,098,000 | 778,218,000 |
| Total loans | 417,278,000 | 448,179,000 | 463,497,000 | 617,614,000 |
| Allowance for loan losses | 4,368,000 | 4,689,000 | 4,802,000 | 6,408,000 |
| Securities available for sale | 34,676,000 | 33,513,000 | 32,918,000 | 43,770,000 |
| Securities held to maturity | 17,820,000 | 16,892,000 | 15,914,000 | 15,694,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 432,212,000 | 443,407,000 | 479,040,000 | 668,208,000 |
| Interest-bearing deposits | 377,929,000 | 384,611,000 | 419,699,000 | 575,558,000 |
| Noninterest-bearing deposits | 54,283,000 | 58,797,000 | 59,341,000 | 92,649,000 |
| Equity capital | 50,700,000 | 52,977,000 | 55,203,000 | 73,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,065,000 | 16,291,000 | 24,623,000 | 33,959,000 |
| Interest expense | 2,874,000 | 5,770,000 | 8,717,000 | 12,013,000 |
| Net interest income | 5,191,000 | 10,521,000 | 15,906,000 | 21,946,000 |
| Noninterest income | 1,025,000 | 2,086,000 | 3,570,000 | 5,401,000 |
| Noninterest expense | 3,077,000 | 6,255,000 | 9,479,000 | 13,452,000 |
| Provision for loan losses | 172,000 | 520,000 | 900,000 | 1,235,000 |
| Pretax income | 2,993,000 | 5,945,000 | 9,210,000 | 12,773,000 |
| Income tax | 975,000 | 1,942,000 | 3,013,000 | 4,166,000 |
| Net income | 2,018,000 | 4,003,000 | 6,197,000 | 8,607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,624,000 | 52,609,000 | 54,803,000 | 59,013,000 |
| Total capital | 54,992,000 | 57,298,000 | 59,605,000 | 65,421,000 |
| Risk-weighted assets | 425,472,000 | 454,399,000 | 466,349,000 | 646,733,000 |