Call reports 2021
CITIZENS BANK OF FAYETTE, THE — 2021
What CITIZENS BANK OF FAYETTE, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 214,784,000 | 221,160,000 | 221,967,000 | 206,835,000 |
| Total loans | 30,039,000 | 29,291,000 | 29,472,000 | 28,009,000 |
| Allowance for loan losses | 670,000 | 776,000 | 804,000 | 800,000 |
| Securities available for sale | 156,459,000 | 160,460,000 | 157,404,000 | 150,331,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,765,000 | 174,030,000 | 173,954,000 | 187,761,000 |
| Interest-bearing deposits | 125,588,000 | 125,597,000 | 126,805,000 | 123,348,000 |
| Noninterest-bearing deposits | 43,177,000 | 48,433,000 | 47,149,000 | 64,413,000 |
| Equity capital | 43,825,000 | 44,869,000 | 45,663,000 | 17,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,437,000 | 2,766,000 | 4,115,000 | 5,374,000 |
| Interest expense | 168,000 | 335,000 | 494,000 | 636,000 |
| Net interest income | 1,269,000 | 2,431,000 | 3,621,000 | 4,738,000 |
| Noninterest income | 102,000 | 185,000 | 326,000 | 2,954,000 |
| Noninterest expense | 810,000 | 1,596,000 | 2,352,000 | 4,416,000 |
| Provision for loan losses | -430,000 | -430,000 | -430,000 | -463,000 |
| Pretax income | 851,000 | 1,185,000 | 1,694,000 | 3,297,000 |
| Income tax | 6,000 | 46,000 | 72,000 | 639,000 |
| Net income | 845,000 | 1,139,000 | 1,622,000 | 2,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,552,000 | 41,846,000 | 42,330,000 | 15,562,000 |