Call reports 2020
CITIZENS BANK OF FAYETTE, THE — 2020
What CITIZENS BANK OF FAYETTE, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 188,824,000 | 208,506,000 | 209,244,000 | 209,859,000 |
| Total loans | 37,836,000 | 36,620,000 | 35,183,000 | 33,303,000 |
| Allowance for loan losses | 502,000 | 506,000 | 501,000 | 694,000 |
| Securities available for sale | 130,404,000 | 142,933,000 | 147,563,000 | 148,883,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,423,000 | 161,684,000 | 161,245,000 | 161,501,000 |
| Interest-bearing deposits | 115,568,000 | 119,945,000 | 119,859,000 | 120,564,000 |
| Noninterest-bearing deposits | 31,855,000 | 41,739,000 | 41,386,000 | 40,937,000 |
| Equity capital | 37,909,000 | 44,494,000 | 45,578,000 | 45,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,552,000 | 3,148,000 | 4,601,000 | 5,998,000 |
| Interest expense | 329,000 | 617,000 | 885,000 | 1,126,000 |
| Net interest income | 1,223,000 | 2,531,000 | 3,716,000 | 4,872,000 |
| Noninterest income | 109,000 | 1,457,000 | 1,546,000 | 1,772,000 |
| Noninterest expense | 770,000 | 1,566,000 | 2,308,000 | 3,147,000 |
| Provision for loan losses | 110,000 | 135,000 | 170,000 | 170,000 |
| Pretax income | 519,000 | 2,351,000 | 2,715,000 | 3,139,000 |
| Income tax | 21,000 | 44,000 | 79,000 | 194,000 |
| Net income | 498,000 | 2,307,000 | 2,636,000 | 2,945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,360,000 | 41,168,000 | 41,498,000 | 40,707,000 |