Call reports 2019
CITIZENS BANK OF FAYETTE, THE — 2019
What CITIZENS BANK OF FAYETTE, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 187,314,000 | 190,167,000 | 190,054,000 | 190,437,000 |
| Total loans | 41,408,000 | 42,211,000 | 40,546,000 | 39,143,000 |
| Allowance for loan losses | 505,000 | 503,000 | 502,000 | 516,000 |
| Securities available for sale | 127,076,000 | 131,355,000 | 130,574,000 | 131,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,185,000 | 146,263,000 | 145,235,000 | 145,406,000 |
| Interest-bearing deposits | 116,984,000 | 116,275,000 | 115,831,000 | 115,168,000 |
| Noninterest-bearing deposits | 29,201,000 | 29,988,000 | 29,404,000 | 30,238,000 |
| Equity capital | 37,899,000 | 40,492,000 | 41,203,000 | 40,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,548,000 | 3,137,000 | 4,748,000 | 6,359,000 |
| Interest expense | 281,000 | 588,000 | 927,000 | 1,264,000 |
| Net interest income | 1,267,000 | 2,549,000 | 3,821,000 | 5,095,000 |
| Noninterest income | 126,000 | 253,000 | 387,000 | 515,000 |
| Noninterest expense | 864,000 | 1,664,000 | 2,435,000 | 3,410,000 |
| Provision for loan losses | 0 | 70,000 | 92,000 | 92,000 |
| Pretax income | 458,000 | 934,000 | 1,460,000 | 1,796,000 |
| Income tax | 31,000 | 50,000 | 68,000 | 85,000 |
| Net income | 427,000 | 884,000 | 1,392,000 | 1,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,677,000 | 39,135,000 | 39,642,000 | 38,861,000 |
| Total capital | 39,182,000 | 39,638,000 | 40,144,000 | 39,377,000 |
| Risk-weighted assets | 91,548,000 | 92,016,000 | 87,693,000 | 86,284,000 |