Call reports 2018
CITIZENS BANK OF FAYETTE, THE — 2018
What CITIZENS BANK OF FAYETTE, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 188,725,000 | 187,899,000 | 185,417,000 | 184,971,000 |
| Total loans | 46,566,000 | 46,583,000 | 45,406,000 | 43,628,000 |
| Allowance for loan losses | 540,000 | 624,000 | 592,000 | 700,000 |
| Securities available for sale | 124,314,000 | 124,734,000 | 120,759,000 | 123,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,302,000 | 149,218,000 | 146,698,000 | 144,704,000 |
| Interest-bearing deposits | 123,311,000 | 120,729,000 | 119,356,000 | 118,150,000 |
| Noninterest-bearing deposits | 26,991,000 | 28,489,000 | 27,342,000 | 26,554,000 |
| Equity capital | 35,515,000 | 35,659,000 | 35,569,000 | 36,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,496,000 | 3,034,000 | 4,585,000 | 6,148,000 |
| Interest expense | 228,000 | 465,000 | 705,000 | 950,000 |
| Net interest income | 1,268,000 | 2,569,000 | 3,880,000 | 5,198,000 |
| Noninterest income | 64,000 | 139,000 | 219,000 | 76,000 |
| Noninterest expense | 675,000 | 1,443,000 | 2,083,000 | 3,030,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 578,000 | 1,108,000 | 1,777,000 | 1,932,000 |
| Income tax | 23,000 | 54,000 | 86,000 | 94,000 |
| Net income | 555,000 | 1,054,000 | 1,691,000 | 1,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,966,000 | 38,466,000 | 39,102,000 | 38,250,000 |
| Total capital | 38,506,000 | 39,090,000 | 39,694,000 | 38,950,000 |
| Risk-weighted assets | 98,324,000 | 98,776,000 | 96,110,000 | 93,463,000 |