Call reports 2017
CITIZENS BANK OF FAYETTE, THE — 2017
What CITIZENS BANK OF FAYETTE, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 190,406,000 | 192,665,000 | 189,957,000 | 190,215,000 |
| Total loans | 49,584,000 | 48,893,000 | 48,671,000 | 46,310,000 |
| Allowance for loan losses | 701,000 | 966,000 | 1,003,000 | 500,000 |
| Securities available for sale | 120,053,000 | 125,596,000 | 121,713,000 | 122,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,201,000 | 151,719,000 | 148,674,000 | 149,905,000 |
| Interest-bearing deposits | 121,094,000 | 121,895,000 | 121,771,000 | 122,902,000 |
| Noninterest-bearing deposits | 30,107,000 | 29,824,000 | 26,903,000 | 27,003,000 |
| Equity capital | 36,540,000 | 38,179,000 | 38,399,000 | 36,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,365,000 | 2,758,000 | 4,194,000 | 5,677,000 |
| Interest expense | 186,000 | 381,000 | 582,000 | 792,000 |
| Net interest income | 1,179,000 | 2,377,000 | 3,612,000 | 4,885,000 |
| Noninterest income | 114,000 | 237,000 | 316,000 | -376,000 |
| Noninterest expense | 714,000 | 1,459,000 | 2,151,000 | 3,166,000 |
| Provision for loan losses | 0 | 0 | 0 | -492,000 |
| Pretax income | 541,000 | 1,059,000 | 1,781,000 | 1,757,000 |
| Income tax | 19,000 | 50,000 | 82,000 | 89,000 |
| Net income | 522,000 | 1,009,000 | 1,699,000 | 1,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,266,000 | 37,753,000 | 38,442,000 | 37,412,000 |
| Total capital | 37,968,000 | 38,719,000 | 39,445,000 | 37,912,000 |
| Risk-weighted assets | 99,111,000 | 99,037,000 | 97,637,000 | 96,089,000 |