Call reports 2011
CITIZENS BANK OF FAYETTE, THE — 2011
What CITIZENS BANK OF FAYETTE, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 187,208,000 | 188,128,000 | 191,138,000 | 195,406,000 |
| Total loans | 79,508,000 | 77,294,000 | 74,686,000 | 73,024,000 |
| Allowance for loan losses | 4,517,000 | 3,605,000 | 3,393,000 | 2,373,000 |
| Securities available for sale | 84,458,000 | 81,235,000 | 79,202,000 | 78,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,067,000 | 148,728,000 | 150,962,000 | 155,399,000 |
| Interest-bearing deposits | 127,948,000 | 127,317,000 | 128,884,000 | 131,266,000 |
| Noninterest-bearing deposits | 21,119,000 | 21,411,000 | 22,078,000 | 24,133,000 |
| Equity capital | 35,980,000 | 37,281,000 | 37,957,000 | 37,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,670,000 | 3,297,000 | 4,881,000 | 6,446,000 |
| Interest expense | 379,000 | 717,000 | 1,042,000 | 1,363,000 |
| Net interest income | 1,291,000 | 2,580,000 | 3,839,000 | 5,083,000 |
| Noninterest income | 305,000 | 532,000 | 686,000 | 650,000 |
| Noninterest expense | 782,000 | 1,408,000 | 2,210,000 | 3,248,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 814,000 | 1,704,000 | 2,315,000 | 2,485,000 |
| Income tax | 0 | 0 | 11,000 | -2,000 |
| Net income | 814,000 | 1,704,000 | 2,304,000 | 2,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,118,000 | 35,008,000 | 35,608,000 | 35,791,000 |
| Total capital | 35,462,000 | 36,058,000 | 36,930,000 | 37,092,000 |
| Risk-weighted assets | 104,330,000 | 102,527,000 | 103,726,000 | 102,995,000 |