Call reports 2020
HANCOCK BANK & TRUST COMPANY — 2020
What HANCOCK BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 290,155,000 | 315,996,000 | 318,877,000 | 325,659,000 |
| Total loans | 224,930,000 | 252,045,000 | 251,868,000 | 254,252,000 |
| Allowance for loan losses | 2,771,000 | 2,759,000 | 2,754,000 | 2,817,000 |
| Securities available for sale | 16,672,000 | 21,076,000 | 22,412,000 | 23,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,128,000 | 265,571,000 | 271,090,000 | 273,555,000 |
| Interest-bearing deposits | 193,475,000 | 207,030,000 | 215,132,000 | 217,766,000 |
| Noninterest-bearing deposits | 44,652,000 | 58,541,000 | 55,958,000 | 55,789,000 |
| Equity capital | 32,827,000 | 33,267,000 | 34,660,000 | 34,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,260,000 | 6,367,000 | 9,502,000 | 12,572,000 |
| Interest expense | 772,000 | 1,456,000 | 2,111,000 | 2,740,000 |
| Net interest income | 2,488,000 | 4,911,000 | 7,391,000 | 9,832,000 |
| Noninterest income | 545,000 | 1,065,000 | 2,596,000 | 3,234,000 |
| Noninterest expense | 2,632,000 | 5,203,000 | 7,860,000 | 10,677,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 401,000 | 773,000 | 2,127,000 | 2,389,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 401,000 | 773,000 | 2,127,000 | 2,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,378,000 | 31,543,000 | 32,940,000 | 32,745,000 |