Call reports 2016
HANCOCK BANK & TRUST COMPANY — 2016
What HANCOCK BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 275,826,000 | 270,341,000 | 280,119,000 | 279,449,000 |
| Total loans | 217,747,000 | 217,362,000 | 221,066,000 | 212,349,000 |
| Allowance for loan losses | 3,444,000 | 3,510,000 | 3,294,000 | 3,227,000 |
| Securities available for sale | 14,422,000 | 11,998,000 | 13,650,000 | 19,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,223,000 | 224,262,000 | 232,014,000 | 233,785,000 |
| Interest-bearing deposits | 196,687,000 | 188,801,000 | 196,066,000 | 198,278,000 |
| Noninterest-bearing deposits | 36,537,000 | 35,461,000 | 35,948,000 | 35,507,000 |
| Equity capital | 30,141,000 | 30,712,000 | 30,793,000 | 30,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,785,000 | 5,542,000 | 8,353,000 | 11,104,000 |
| Interest expense | 356,000 | 694,000 | 1,039,000 | 1,395,000 |
| Net interest income | 2,429,000 | 4,848,000 | 7,314,000 | 9,709,000 |
| Noninterest income | 422,000 | 836,000 | 1,246,000 | 1,682,000 |
| Noninterest expense | 2,485,000 | 4,904,000 | 7,248,000 | 9,793,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 370,000 | 799,000 | 1,331,000 | 1,617,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 370,000 | 799,000 | 1,331,000 | 1,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,299,000 | 28,726,000 | 28,899,000 | 29,553,000 |
| Total capital | 30,837,000 | 31,250,000 | 31,494,000 | 32,104,000 |
| Risk-weighted assets | 202,130,000 | 200,937,000 | 206,946,000 | 203,358,000 |