Call reports 2015
HANCOCK BANK & TRUST COMPANY — 2015
What HANCOCK BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 271,793,000 | 263,496,000 | 269,856,000 | 274,676,000 |
| Total loans | 208,303,000 | 207,025,000 | 213,213,000 | 219,140,000 |
| Allowance for loan losses | 3,475,000 | 3,492,000 | 3,372,000 | 3,407,000 |
| Securities available for sale | 24,883,000 | 23,323,000 | 22,086,000 | 17,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,157,000 | 230,892,000 | 224,574,000 | 230,745,000 |
| Interest-bearing deposits | 203,301,000 | 196,291,000 | 189,138,000 | 196,231,000 |
| Noninterest-bearing deposits | 35,856,000 | 34,601,000 | 35,436,000 | 34,514,000 |
| Equity capital | 29,306,000 | 29,275,000 | 29,796,000 | 30,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,748,000 | 5,470,000 | 8,250,000 | 11,147,000 |
| Interest expense | 423,000 | 802,000 | 1,154,000 | 1,509,000 |
| Net interest income | 2,325,000 | 4,668,000 | 7,096,000 | 9,638,000 |
| Noninterest income | 485,000 | 882,000 | 1,289,000 | 1,680,000 |
| Noninterest expense | 2,437,000 | 4,851,000 | 7,217,000 | 9,657,000 |
| Provision for loan losses | 148,000 | 298,000 | 373,000 | 448,000 |
| Pretax income | 226,000 | 402,000 | 796,000 | 1,213,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 226,000 | 402,000 | 796,000 | 1,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,360,000 | 27,536,000 | 27,933,000 | 28,356,000 |
| Total capital | 29,769,000 | 29,912,000 | 30,393,000 | 30,890,000 |
| Risk-weighted assets | 191,661,000 | 189,006,000 | 195,860,000 | 201,888,000 |