Call reports 2014
HANCOCK BANK & TRUST COMPANY — 2014
What HANCOCK BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 297,251,000 | 286,464,000 | 283,373,000 | 275,154,000 |
| Total loans | 210,459,000 | 214,076,000 | 208,341,000 | 211,969,000 |
| Allowance for loan losses | 4,924,000 | 3,706,000 | 3,686,000 | 3,803,000 |
| Securities available for sale | 34,758,000 | 33,714,000 | 31,653,000 | 30,475,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,121,000 | 254,098,000 | 250,949,000 | 242,822,000 |
| Interest-bearing deposits | 231,862,000 | 219,984,000 | 212,872,000 | 207,623,000 |
| Noninterest-bearing deposits | 33,258,000 | 34,113,000 | 38,078,000 | 35,199,000 |
| Equity capital | 28,347,000 | 28,955,000 | 28,669,000 | 28,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,915,000 | 5,876,000 | 8,782,000 | 11,647,000 |
| Interest expense | 650,000 | 1,241,000 | 1,759,000 | 2,231,000 |
| Net interest income | 2,265,000 | 4,635,000 | 7,023,000 | 9,416,000 |
| Noninterest income | 531,000 | 1,708,000 | 2,234,000 | 2,730,000 |
| Noninterest expense | 2,731,000 | 5,485,000 | 8,141,000 | 10,867,000 |
| Provision for loan losses | 842,000 | 1,280,000 | 1,739,000 | 1,887,000 |
| Pretax income | -777,000 | -422,000 | -623,000 | -608,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -777,000 | -422,000 | -623,000 | -608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,923,000 | 27,285,000 | 27,090,000 | 27,112,000 |
| Total capital | 29,507,000 | 29,790,000 | 29,552,000 | 29,555,000 |
| Risk-weighted assets | 204,375,000 | 199,302,000 | 195,713,000 | 194,586,000 |