Call reports 2013
HANCOCK BANK & TRUST COMPANY — 2013
What HANCOCK BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 332,061,000 | 317,396,000 | 308,206,000 | 297,664,000 |
| Total loans | 252,443,000 | 241,224,000 | 225,233,000 | 218,352,000 |
| Allowance for loan losses | 5,312,000 | 4,903,000 | 5,377,000 | 4,968,000 |
| Securities available for sale | 38,709,000 | 35,256,000 | 33,807,000 | 32,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,856,000 | 285,279,000 | 275,881,000 | 265,022,000 |
| Interest-bearing deposits | 262,645,000 | 252,296,000 | 243,529,000 | 235,977,000 |
| Noninterest-bearing deposits | 36,211,000 | 32,984,000 | 32,352,000 | 29,045,000 |
| Equity capital | 28,291,000 | 27,833,000 | 27,925,000 | 28,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,592,000 | 6,982,000 | 10,279,000 | 13,315,000 |
| Interest expense | 1,054,000 | 2,030,000 | 2,892,000 | 3,657,000 |
| Net interest income | 2,538,000 | 4,952,000 | 7,387,000 | 9,658,000 |
| Noninterest income | 303,000 | 583,000 | 1,221,000 | 2,013,000 |
| Noninterest expense | 2,748,000 | 6,049,000 | 8,610,000 | 11,412,000 |
| Provision for loan losses | 3,698,000 | 5,140,000 | 6,628,000 | 6,628,000 |
| Pretax income | -3,605,000 | -5,654,000 | -6,630,000 | -6,369,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -3,605,000 | -5,654,000 | -6,630,000 | -6,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,928,000 | 26,390,000 | 26,423,000 | 27,693,000 |
| Total capital | 28,886,000 | 29,250,000 | 29,153,000 | 30,308,000 |
| Risk-weighted assets | 234,259,000 | 226,730,000 | 215,725,000 | 206,882,000 |