Call reports 2012
HANCOCK BANK & TRUST COMPANY — 2012
What HANCOCK BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 359,206,000 | 352,082,000 | 336,603,000 | 337,594,000 |
| Total loans | 273,436,000 | 276,657,000 | 262,542,000 | 257,541,000 |
| Allowance for loan losses | 3,901,000 | 3,957,000 | 4,485,000 | 3,547,000 |
| Securities available for sale | 44,932,000 | 40,157,000 | 34,566,000 | 32,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,605,000 | 305,850,000 | 297,889,000 | 300,349,000 |
| Interest-bearing deposits | 283,871,000 | 275,768,000 | 266,249,000 | 263,346,000 |
| Noninterest-bearing deposits | 29,733,000 | 30,082,000 | 31,640,000 | 37,003,000 |
| Equity capital | 31,807,000 | 32,550,000 | 32,962,000 | 32,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,320,000 | 8,576,000 | 12,496,000 | 16,282,000 |
| Interest expense | 1,521,000 | 2,932,000 | 4,166,000 | 5,295,000 |
| Net interest income | 2,799,000 | 5,644,000 | 8,330,000 | 10,987,000 |
| Noninterest income | 748,000 | 1,245,000 | 2,248,000 | 2,799,000 |
| Noninterest expense | 2,476,000 | 5,256,000 | 7,632,000 | 10,318,000 |
| Provision for loan losses | 578,000 | 698,000 | 1,822,000 | 3,044,000 |
| Pretax income | 493,000 | 935,000 | 1,124,000 | 559,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 493,000 | 935,000 | 1,124,000 | 559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,545,000 | 29,998,000 | 30,197,000 | 29,640,000 |
| Total capital | 32,619,000 | 33,140,000 | 33,152,000 | 32,597,000 |
| Risk-weighted assets | 245,053,000 | 249,785,000 | 234,635,000 | 235,236,000 |