Call reports 2011
HANCOCK BANK & TRUST COMPANY — 2011
What HANCOCK BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 348,595,000 | 345,473,000 | 352,036,000 | 350,669,000 |
| Total loans | 271,523,000 | 275,051,000 | 272,969,000 | 272,177,000 |
| Allowance for loan losses | 4,061,000 | 4,192,000 | 4,159,000 | 3,901,000 |
| Securities available for sale | 37,079,000 | 34,778,000 | 49,018,000 | 48,370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,485,000 | 300,969,000 | 306,535,000 | 305,505,000 |
| Interest-bearing deposits | 274,472,000 | 274,165,000 | 278,883,000 | 278,233,000 |
| Noninterest-bearing deposits | 28,013,000 | 26,804,000 | 27,652,000 | 27,272,000 |
| Equity capital | 26,974,000 | 30,540,000 | 31,502,000 | 31,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,380,000 | 8,835,000 | 13,290,000 | 17,670,000 |
| Interest expense | 1,808,000 | 3,596,000 | 5,264,000 | 6,855,000 |
| Net interest income | 2,572,000 | 5,239,000 | 8,026,000 | 10,815,000 |
| Noninterest income | 35,000 | 388,000 | 750,000 | 1,170,000 |
| Noninterest expense | 2,197,000 | 4,583,000 | 6,980,000 | 9,607,000 |
| Provision for loan losses | 537,000 | 675,000 | 757,000 | 1,015,000 |
| Pretax income | -127,000 | 369,000 | 1,039,000 | 1,363,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -127,000 | 369,000 | 1,039,000 | 1,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,714,000 | 28,572,000 | 29,254,000 | 29,590,000 |
| Total capital | 28,732,000 | 31,624,000 | 32,283,000 | 32,630,000 |
| Risk-weighted assets | 240,433,000 | 242,982,000 | 241,160,000 | 242,364,000 |