Call reports 2010
HANCOCK BANK & TRUST COMPANY — 2010
What HANCOCK BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 318,715,000 | 317,611,000 | 320,544,000 | 335,824,000 |
| Total loans | 262,428,000 | 255,103,000 | 268,646,000 | 269,672,000 |
| Allowance for loan losses | 3,281,000 | 3,283,000 | 3,489,000 | 3,800,000 |
| Securities available for sale | 33,333,000 | 31,689,000 | 30,255,000 | 43,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,223,000 | 271,163,000 | 275,067,000 | 290,035,000 |
| Interest-bearing deposits | 245,954,000 | 250,088,000 | 252,003,000 | 263,369,000 |
| Noninterest-bearing deposits | 21,269,000 | 21,075,000 | 23,064,000 | 26,666,000 |
| Equity capital | 25,897,000 | 27,202,000 | 27,821,000 | 27,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,170,000 | 8,486,000 | 12,928,000 | 17,360,000 |
| Interest expense | 1,779,000 | 3,598,000 | 5,399,000 | 7,178,000 |
| Net interest income | 2,391,000 | 4,888,000 | 7,529,000 | 10,182,000 |
| Noninterest income | 182,000 | 1,273,000 | 1,650,000 | 2,354,000 |
| Noninterest expense | 1,914,000 | 3,980,000 | 6,011,000 | 8,391,000 |
| Provision for loan losses | 150,000 | 545,000 | 961,000 | 1,269,000 |
| Pretax income | 519,000 | 1,646,000 | 2,217,000 | 2,886,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 519,000 | 1,646,000 | 2,217,000 | 2,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,021,000 | 25,163,000 | 25,747,000 | 26,429,000 |
| Total capital | 26,899,000 | 27,958,000 | 28,655,000 | 29,416,000 |
| Risk-weighted assets | 229,843,000 | 223,073,000 | 232,081,000 | 238,158,000 |