Call reports 2007
HANCOCK BANK & TRUST COMPANY — 2007
What HANCOCK BANK & TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 189,724,000 | 188,716,000 | 196,112,000 | 202,808,000 |
| Total loans | 94,198,000 | 98,370,000 | 109,560,000 | 116,140,000 |
| Allowance for loan losses | 1,184,000 | 1,263,000 | 1,208,000 | 1,439,000 |
| Securities available for sale | 80,702,000 | 75,391,000 | 77,152,000 | 69,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,218,000 | 170,707,000 | 171,504,000 | 177,944,000 |
| Interest-bearing deposits | 145,846,000 | 150,217,000 | 152,512,000 | 158,677,000 |
| Noninterest-bearing deposits | 19,372,000 | 20,490,000 | 18,992,000 | 19,267,000 |
| Equity capital | 17,643,000 | 17,065,000 | 18,497,000 | 18,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,775,000 | 5,717,000 | 8,790,000 | 11,960,000 |
| Interest expense | 1,586,000 | 3,228,000 | 4,946,000 | 6,693,000 |
| Net interest income | 1,189,000 | 2,489,000 | 3,844,000 | 5,267,000 |
| Noninterest income | 114,000 | 211,000 | 296,000 | 397,000 |
| Noninterest expense | 1,037,000 | 2,076,000 | 3,122,000 | 4,247,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 582,000 |
| Pretax income | 521,000 | 757,000 | 1,026,000 | 1,113,000 |
| Income tax | -19,000 | -19,000 | -19,000 | 30,000 |
| Net income | 540,000 | 776,000 | 1,045,000 | 1,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,494,000 | 18,730,000 | 18,999,000 | 19,037,000 |
| Total capital | 19,678,000 | 19,948,000 | 20,207,000 | 20,444,000 |
| Risk-weighted assets | 102,237,000 | 97,430,000 | 105,708,000 | 112,525,000 |