Call reports 2006
HANCOCK BANK & TRUST COMPANY — 2006
What HANCOCK BANK & TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 166,056,000 | 161,679,000 | 173,466,000 | 178,896,000 |
| Total loans | 68,199,000 | 75,715,000 | 83,823,000 | 87,145,000 |
| Allowance for loan losses | 881,000 | 897,000 | 1,043,000 | 1,100,000 |
| Securities available for sale | 53,567,000 | 52,378,000 | 53,100,000 | 57,275,000 |
| Securities held to maturity | 31,046,000 | 28,486,000 | 27,684,000 | 27,052,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,982,000 | 142,227,000 | 148,413,000 | 154,985,000 |
| Interest-bearing deposits | 118,549,000 | 123,231,000 | 130,239,000 | 135,617,000 |
| Noninterest-bearing deposits | 29,433,000 | 18,996,000 | 18,174,000 | 19,368,000 |
| Equity capital | 16,767,000 | 16,313,000 | 17,734,000 | 16,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,223,000 | 4,601,000 | 7,153,000 | 9,813,000 |
| Interest expense | 1,064,000 | 2,237,000 | 3,619,000 | 5,158,000 |
| Net interest income | 1,159,000 | 2,364,000 | 3,534,000 | 4,655,000 |
| Noninterest income | 98,000 | 181,000 | 261,000 | 369,000 |
| Noninterest expense | 870,000 | 1,739,000 | 2,632,000 | 3,552,000 |
| Provision for loan losses | 36,000 | 147,000 | 313,000 | 399,000 |
| Pretax income | 351,000 | 655,000 | 846,000 | 1,069,000 |
| Income tax | -19,000 | -19,000 | -19,000 | -19,000 |
| Net income | 370,000 | 674,000 | 865,000 | 1,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,236,000 | 18,540,000 | 18,731,000 | 17,954,000 |
| Total capital | 19,117,000 | 19,437,000 | 19,774,000 | 19,054,000 |
| Risk-weighted assets | 82,705,000 | 87,835,000 | 95,612,000 | 99,266,000 |