Call reports 2005
HANCOCK BANK & TRUST COMPANY — 2005
What HANCOCK BANK & TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 153,920,000 | 150,640,000 | 154,427,000 | 154,845,000 |
| Total loans | 59,650,000 | 61,530,000 | 63,675,000 | 62,591,000 |
| Allowance for loan losses | 577,000 | 857,000 | 780,000 | 855,000 |
| Securities available for sale | 49,595,000 | 46,389,000 | 49,109,000 | 51,480,000 |
| Securities held to maturity | 39,123,000 | 35,361,000 | 34,032,000 | 31,598,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,215,000 | 130,016,000 | 133,987,000 | 136,564,000 |
| Interest-bearing deposits | 114,971,000 | 111,877,000 | 115,428,000 | 116,500,000 |
| Noninterest-bearing deposits | 19,244,000 | 18,139,000 | 18,559,000 | 20,064,000 |
| Equity capital | 18,121,000 | 18,984,000 | 18,997,000 | 16,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,993,000 | 4,026,000 | 6,138,000 | 8,354,000 |
| Interest expense | 839,000 | 1,738,000 | 2,702,000 | 3,710,000 |
| Net interest income | 1,154,000 | 2,288,000 | 3,436,000 | 4,644,000 |
| Noninterest income | 101,000 | 201,000 | 282,000 | 380,000 |
| Noninterest expense | 715,000 | 1,434,000 | 2,200,000 | 3,134,000 |
| Provision for loan losses | 8,000 | 355,000 | 362,000 | 468,000 |
| Pretax income | 532,000 | 700,000 | 1,156,000 | 1,427,000 |
| Income tax | -19,000 | -19,000 | -19,000 | -19,000 |
| Net income | 551,000 | 719,000 | 1,175,000 | 1,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,971,000 | 19,139,000 | 19,594,000 | 17,866,000 |
| Total capital | 19,548,000 | 19,996,000 | 20,374,000 | 18,721,000 |
| Risk-weighted assets | 72,625,000 | 72,847,000 | 75,569,000 | 75,337,000 |