Call reports 2004
HANCOCK BANK & TRUST COMPANY — 2004
What HANCOCK BANK & TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 108,472,000 | 115,979,000 | 119,140,000 | 121,079,000 |
| Total loans | 41,339,000 | 43,834,000 | 45,253,000 | 48,592,000 |
| Allowance for loan losses | 465,000 | 461,000 | 458,000 | 449,000 |
| Securities available for sale | 26,828,000 | 28,191,000 | 36,522,000 | 40,883,000 |
| Securities held to maturity | 29,373,000 | 37,840,000 | 26,679,000 | 25,959,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,042,000 | 100,003,000 | 101,926,000 | 103,852,000 |
| Interest-bearing deposits | 77,870,000 | 85,790,000 | 88,688,000 | 87,992,000 |
| Noninterest-bearing deposits | 14,172,000 | 14,213,000 | 13,238,000 | 15,860,000 |
| Equity capital | 14,947,000 | 14,457,000 | 15,580,000 | 15,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,417,000 | 2,865,000 | 4,392,000 | 5,928,000 |
| Interest expense | 551,000 | 1,106,000 | 1,704,000 | 2,322,000 |
| Net interest income | 866,000 | 1,759,000 | 2,688,000 | 3,606,000 |
| Noninterest income | 81,000 | 169,000 | 259,000 | 328,000 |
| Noninterest expense | 564,000 | 1,132,000 | 1,725,000 | 2,517,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 381,000 | 793,000 | 1,217,000 | 1,411,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 381,000 | 793,000 | 1,217,000 | 1,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,725,000 | 15,137,000 | 15,561,000 | 15,755,000 |
| Total capital | 15,190,000 | 15,598,000 | 16,019,000 | 16,204,000 |
| Risk-weighted assets | 51,209,000 | 54,098,000 | 54,928,000 | 58,135,000 |