Call reports 2003
HANCOCK BANK & TRUST COMPANY — 2003
What HANCOCK BANK & TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 104,317,000 | 103,477,000 | 103,005,000 | 105,173,000 |
| Total loans | 36,918,000 | 36,704,000 | 38,309,000 | 41,001,000 |
| Allowance for loan losses | 498,000 | 498,000 | 472,000 | 472,000 |
| Securities available for sale | 25,038,000 | 28,192,000 | 27,417,000 | 27,688,000 |
| Securities held to maturity | 34,630,000 | 33,355,000 | 31,736,000 | 30,587,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,193,000 | 87,697,000 | 87,189,000 | 89,215,000 |
| Interest-bearing deposits | 75,011,000 | 74,045,000 | 74,259,000 | 75,544,000 |
| Noninterest-bearing deposits | 14,182,000 | 13,652,000 | 12,930,000 | 13,671,000 |
| Equity capital | 13,667,000 | 14,266,000 | 14,241,000 | 14,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,396,000 | 2,799,000 | 4,202,000 | 5,643,000 |
| Interest expense | 606,000 | 1,190,000 | 1,755,000 | 2,303,000 |
| Net interest income | 790,000 | 1,609,000 | 2,447,000 | 3,340,000 |
| Noninterest income | 85,000 | 170,000 | 250,000 | 333,000 |
| Noninterest expense | 504,000 | 1,027,000 | 1,572,000 | 2,366,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 371,000 | 752,000 | 1,125,000 | 1,307,000 |
| Income tax | 119,000 | 119,000 | 119,000 | 110,000 |
| Net income | 252,000 | 633,000 | 1,006,000 | 1,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,399,000 | 13,780,000 | 14,153,000 | 14,344,000 |
| Total capital | 13,897,000 | 14,278,000 | 14,625,000 | 14,816,000 |
| Risk-weighted assets | 48,093,000 | 47,689,000 | 48,555,000 | 50,657,000 |