Call reports 2002
HANCOCK BANK & TRUST COMPANY — 2002
What HANCOCK BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 98,214,000 | 98,831,000 | 99,208,000 | 102,540,000 |
| Total loans | 36,401,000 | 37,472,000 | 38,408,000 | 37,932,000 |
| Allowance for loan losses | 428,000 | 451,000 | 451,000 | 498,000 |
| Securities available for sale | 13,869,000 | 13,785,000 | 12,909,000 | 20,857,000 |
| Securities held to maturity | 39,242,000 | 41,657,000 | 37,100,000 | 36,878,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,981,000 | 83,028,000 | 82,640,000 | 85,876,000 |
| Interest-bearing deposits | 71,706,000 | 71,582,000 | 71,772,000 | 74,217,000 |
| Noninterest-bearing deposits | 11,275,000 | 11,446,000 | 10,868,000 | 11,659,000 |
| Equity capital | 14,006,000 | 14,575,000 | 15,021,000 | 13,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,505,000 | 3,048,000 | 4,576,000 | 6,048,000 |
| Interest expense | 663,000 | 1,312,000 | 1,962,000 | 2,590,000 |
| Net interest income | 842,000 | 1,736,000 | 2,614,000 | 3,458,000 |
| Noninterest income | 75,000 | 152,000 | 229,000 | 302,000 |
| Noninterest expense | 472,000 | 959,000 | 1,460,000 | 2,198,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 445,000 | 929,000 | 1,383,000 | 1,241,000 |
| Income tax | 92,000 | 198,000 | 291,000 | 250,000 |
| Net income | 353,000 | 731,000 | 1,092,000 | 991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,011,000 | 14,419,000 | 14,798,000 | 13,147,000 |
| Total capital | 14,439,000 | 14,870,000 | 15,249,000 | 13,645,000 |
| Risk-weighted assets | 46,828,000 | 47,624,000 | 48,744,000 | 49,520,000 |