Call reports 2001
HANCOCK BANK & TRUST COMPANY — 2001
What HANCOCK BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 93,196,000 | 91,665,000 | 92,628,000 | 94,104,000 |
| Total loans | 32,827,000 | 34,263,000 | 34,507,000 | 35,791,000 |
| Allowance for loan losses | 519,000 | 503,000 | 494,000 | 460,000 |
| Securities available for sale | 11,650,000 | 10,467,000 | 15,260,000 | 12,211,000 |
| Securities held to maturity | 36,019,000 | 36,443,000 | 36,857,000 | 39,752,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,604,000 | 76,817,000 | 77,286,000 | 79,122,000 |
| Interest-bearing deposits | 67,349,000 | 66,247,000 | 65,764,000 | 67,812,000 |
| Noninterest-bearing deposits | 11,255,000 | 10,570,000 | 11,522,000 | 11,310,000 |
| Equity capital | 13,447,000 | 13,722,000 | 14,135,000 | 13,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,647,000 | 3,250,000 | 4,827,000 | 6,360,000 |
| Interest expense | 897,000 | 1,773,000 | 2,570,000 | 3,269,000 |
| Net interest income | 750,000 | 1,477,000 | 2,257,000 | 3,091,000 |
| Noninterest income | 84,000 | 170,000 | 245,000 | 317,000 |
| Noninterest expense | 462,000 | 928,000 | 1,414,000 | 2,086,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 372,000 | 719,000 | 1,088,000 | 1,331,000 |
| Income tax | 76,000 | 143,000 | 215,000 | 243,000 |
| Net income | 296,000 | 576,000 | 873,000 | 1,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,371,000 | 13,644,000 | 13,983,000 | 13,670,000 |
| Total capital | 13,890,000 | 14,147,000 | 14,477,000 | 14,130,000 |
| Risk-weighted assets | 43,650,000 | 44,082,000 | 44,354,000 | 45,591,000 |