Call reports 2005
BANK OF PRAIRIE VILLAGE — 2005
What BANK OF PRAIRIE VILLAGE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 66,606,000 | 63,550,000 | 62,215,000 | 60,705,000 |
| Total loans | 43,071,000 | 45,206,000 | 44,167,000 | 42,522,000 |
| Allowance for loan losses | 497,000 | 526,000 | 545,000 | 563,000 |
| Securities available for sale | 16,852,000 | 16,312,000 | 15,103,000 | 14,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,401,000 | 40,304,000 | 44,112,000 | 42,632,000 |
| Interest-bearing deposits | 41,497,000 | 35,544,000 | 38,189,000 | 36,720,000 |
| Noninterest-bearing deposits | 5,904,000 | 4,760,000 | 5,923,000 | 5,912,000 |
| Equity capital | 5,160,000 | 5,353,000 | 5,445,000 | 5,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 761,000 | 1,605,000 | 2,481,000 | 3,373,000 |
| Interest expense | 306,000 | 661,000 | 1,025,000 | 1,411,000 |
| Net interest income | 455,000 | 944,000 | 1,456,000 | 1,962,000 |
| Noninterest income | 23,000 | 49,000 | 77,000 | 103,000 |
| Noninterest expense | 327,000 | 643,000 | 947,000 | 1,276,000 |
| Provision for loan losses | 36,000 | 60,000 | 78,000 | 96,000 |
| Pretax income | 115,000 | 290,000 | 508,000 | 693,000 |
| Income tax | 7,000 | 14,000 | 23,000 | 32,000 |
| Net income | 108,000 | 276,000 | 485,000 | 661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,335,000 | 5,432,000 | 5,568,000 | 5,659,000 |
| Total capital | 5,832,000 | 5,958,000 | 6,110,000 | 6,204,000 |
| Risk-weighted assets | 43,477,000 | 43,262,000 | 42,565,000 | 42,846,000 |