Call reports 2004
BANK OF PRAIRIE VILLAGE — 2004
What BANK OF PRAIRIE VILLAGE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 49,470,000 | 52,637,000 | 55,526,000 | 58,461,000 |
| Total loans | 34,115,000 | 36,586,000 | 38,443,000 | 39,349,000 |
| Allowance for loan losses | 360,000 | 396,000 | 432,000 | 462,000 |
| Securities available for sale | 13,487,000 | 13,684,000 | 14,293,000 | 16,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,001,000 | 34,631,000 | 40,256,000 | 40,176,000 |
| Interest-bearing deposits | 29,714,000 | 30,153,000 | 36,106,000 | 35,887,000 |
| Noninterest-bearing deposits | 3,287,000 | 4,478,000 | 4,150,000 | 4,289,000 |
| Equity capital | 5,129,000 | 5,063,000 | 5,195,000 | 5,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 566,000 | 1,162,000 | 1,794,000 | 2,481,000 |
| Interest expense | 178,000 | 393,000 | 616,000 | 877,000 |
| Net interest income | 388,000 | 769,000 | 1,178,000 | 1,604,000 |
| Noninterest income | 23,000 | 51,000 | 78,000 | 106,000 |
| Noninterest expense | 292,000 | 585,000 | 892,000 | 1,192,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 144,000 |
| Pretax income | 115,000 | 195,000 | 288,000 | 406,000 |
| Income tax | 5,000 | 8,000 | 12,000 | 17,000 |
| Net income | 110,000 | 187,000 | 276,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,092,000 | 5,170,000 | 5,258,000 | 5,372,000 |
| Total capital | 5,452,000 | 5,566,000 | 5,690,000 | 5,834,000 |
| Risk-weighted assets | 34,376,000 | 37,330,000 | 38,220,000 | 38,826,000 |