Call reports 2025
CASS COMMERCIAL BANK — 2025
What CASS COMMERCIAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,342,079,000 | 1,307,886,000 | 1,322,457,000 | 1,438,529,000 |
| Total loans | 1,072,335,000 | 1,047,340,000 | 1,029,938,000 | 1,013,473,000 |
| Allowance for loan losses | 13,527,000 | 13,524,000 | 13,427,000 | 13,088,000 |
| Securities available for sale | 74,581,000 | 67,011,000 | 64,510,000 | 62,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,136,535,000 | 1,098,077,000 | 1,106,522,000 | 1,224,054,000 |
| Interest-bearing deposits | 762,384,000 | 721,031,000 | 692,249,000 | 708,462,000 |
| Noninterest-bearing deposits | 374,151,000 | 377,046,000 | 414,273,000 | 515,592,000 |
| Equity capital | 192,830,000 | 200,971,000 | 203,694,000 | 201,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 19,030,000 | 37,221,000 | 56,131,000 | 74,303,000 |
| Interest expense | 5,540,000 | 10,770,000 | 16,191,000 | 20,911,000 |
| Net interest income | 13,490,000 | 26,451,000 | 39,940,000 | 53,392,000 |
| Noninterest income | 2,055,000 | 4,278,000 | 6,405,000 | 8,613,000 |
| Noninterest expense | 5,953,000 | 11,080,000 | 17,081,000 | 23,040,000 |
| Provision for loan losses | 710,000 | 706,000 | 609,000 | 270,000 |
| Pretax income | 8,833,000 | 18,870,000 | 28,561,000 | 38,529,000 |
| Income tax | 1,851,000 | 4,209,000 | 6,425,000 | 9,032,000 |
| Net income | 6,982,000 | 14,661,000 | 22,136,000 | 29,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 196,429,000 | 204,109,000 | 206,584,000 | 203,943,000 |
| Total capital | 210,244,000 | 217,919,000 | 220,318,000 | 217,409,000 |
| Risk-weighted assets | 1,175,397,000 | 1,143,788,000 | 1,122,248,000 | 1,108,390,000 |