Call reports 2024
CASS COMMERCIAL BANK — 2024
What CASS COMMERCIAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,344,302,000 | 1,297,592,000 | 1,322,501,000 | 1,434,577,000 |
| Total loans | 962,204,000 | 990,754,000 | 1,015,590,000 | 1,027,572,000 |
| Allowance for loan losses | 12,492,000 | 12,847,000 | 12,794,000 | 12,818,000 |
| Securities available for sale | 198,337,000 | 118,918,000 | 105,594,000 | 99,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,148,528,000 | 1,101,207,000 | 1,121,426,000 | 1,230,503,000 |
| Interest-bearing deposits | 734,556,000 | 726,301,000 | 723,417,000 | 766,303,000 |
| Noninterest-bearing deposits | 413,972,000 | 374,906,000 | 398,009,000 | 464,200,000 |
| Equity capital | 186,131,000 | 187,585,000 | 190,723,000 | 190,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 17,896,000 | 35,085,000 | 53,861,000 | 72,114,000 |
| Interest expense | 6,759,000 | 13,047,000 | 19,571,000 | 25,313,000 |
| Net interest income | 11,137,000 | 22,038,000 | 34,290,000 | 46,801,000 |
| Noninterest income | 2,428,000 | 4,807,000 | 6,987,000 | 9,213,000 |
| Noninterest expense | 5,762,000 | 11,191,000 | 16,956,000 | 25,744,000 |
| Provision for loan losses | 170,000 | 525,000 | 472,000 | 496,000 |
| Pretax income | 7,773,000 | 15,192,000 | 23,865,000 | 29,669,000 |
| Income tax | 1,681,000 | 3,229,000 | 5,054,000 | 7,326,000 |
| Net income | 6,092,000 | 11,963,000 | 18,811,000 | 22,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 193,197,000 | 194,067,000 | 195,915,000 | 194,446,000 |
| Total capital | 205,707,000 | 206,996,000 | 208,838,000 | 207,519,000 |
| Risk-weighted assets | 1,101,368,000 | 1,136,949,000 | 1,156,231,000 | 1,173,920,000 |