Call reports 2022
CASS COMMERCIAL BANK — 2022
What CASS COMMERCIAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,345,958,000 | 1,386,753,000 | 1,598,519,000 | 1,451,135,000 |
| Total loans | 936,428,000 | 920,761,000 | 1,008,374,000 | 1,007,784,000 |
| Allowance for loan losses | 11,945,000 | 12,117,000 | 12,732,000 | 13,227,000 |
| Securities available for sale | 237,201,000 | 234,254,000 | 268,878,000 | 263,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,174,996,000 | 1,219,045,000 | 1,433,143,000 | 1,281,859,000 |
| Interest-bearing deposits | 555,116,000 | 585,083,000 | 647,990,000 | 640,817,000 |
| Noninterest-bearing deposits | 619,880,000 | 633,962,000 | 785,153,000 | 641,042,000 |
| Equity capital | 163,397,000 | 161,155,000 | 159,217,000 | 161,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,011,000 | 19,849,000 | 33,471,000 | 49,405,000 |
| Interest expense | 223,000 | 562,000 | 1,343,000 | 4,045,000 |
| Net interest income | 8,788,000 | 19,287,000 | 32,128,000 | 45,360,000 |
| Noninterest income | 2,148,000 | 4,226,000 | 6,497,000 | 8,672,000 |
| Noninterest expense | 4,954,000 | 10,078,000 | 15,300,000 | 20,809,000 |
| Provision for loan losses | 360,000 | 520,000 | 1,135,000 | 1,630,000 |
| Pretax income | 5,692,000 | 13,035,000 | 22,265,000 | 31,623,000 |
| Income tax | 1,256,000 | 2,822,000 | 4,761,000 | 6,805,000 |
| Net income | 4,436,000 | 10,213,000 | 17,504,000 | 24,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 167,466,000 | 168,243,000 | 170,532,000 | 172,848,000 |
| Total capital | 179,411,000 | 180,360,000 | 183,091,000 | 185,857,000 |
| Risk-weighted assets | 1,057,311,000 | 1,043,023,000 | 1,139,800,000 | 1,163,051,000 |